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20. Credit assessment
Blue Lion mobile reserves the right to assess the creditworthiness of the user by suitable means and transmit personal data (name, address, birth date, payment amount including processing fees) to the credit agencies InFoScore Consumer Data GmbH, Rheinstr. 99, 76532 Baden-Baden, Germany, Schufa Holding AG, Geschäftsstelle Köln, Widdersdorfer Str. 403, 50933 Cologne, Germany, and/or Informa Unternehmensberatung GmbH, Freiburger Str. 7, 75179 Pforzheim, Germany for this purpose. These data will be recorded by the named companies and processed for the purposes of a credit assessment. In addition, credit assessments will be made by the above-named and other companies, based on mathematical-statistical procedures. 
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